First Home Buyer

Home / Services / First Home Buyer

First Home Buyer

Being confused when buying your first-home?

When purchasing your first home, you may not be aware of your state taxation obligations and entitlements. It is important to know what these are to ensure that you budget for any taxation liabilities and don’t get caught out with any unexpected taxes or levies.

For information on Stamp Duty in Victoria and the First Home Owner Grant
(please click below link)
http://www.sro.vic.gov.au/first-home-buyer

Buying your first home can be both exciting and overwhelming; at Uniik Finance we have the knowledge and experience to advise you on all aspects of buying your first home. Are you ready to buy your first home? What deposit will you require, how much can you borrow?
We will take all the guess work out of it, streamline the whole process and get you into your first home.

We are here to help

We will provide honest advice to get you in to your new home fast, without the hassle

Make an appointment to meet us

Individual assessment of current financial position and borrowing power

Finding the best loan for you

We'll compare all the rates, features, fees from our intensive panel of lenders

Meeting your expectations

With our expertise, support and guidance we will ensure you achieve all your goals

What do I need to know?

PAYG applicants to provide two recent payslips or Tax Returns
Self-employed applicants need to provide last two years Tax Returns
Bank statement to confirm genuine savings evidence
Identification documents e.g. Driver Licences

How does it work?

We will take care of you from start to finish

Call us for an appointment to discuss your current financial position and goals
We will find the best lender and product to suit your needs and complete the necessary application forms
If property already purchased, a valuation of the property may be ordered before application is submitted
Your application will be submitted and an approval obtained in a timely manner
(Full Approval for property already purchased or Pre-Approval for finance to purchase a property)
We’ll stay in touch and keep you updated right through to settlement

All fields are required, we ask the below information so we may contact you and help you in the best possible way for your needs. We respect your privacy, the below information is not kept or shared.

Other Services

Property Construction Loan

We specialise in commercial loan applications, small or large scale

Home Loans

Find the right loan with the best deal to suit your current needs

Refinance

Options for debt consolidation or better deals on interest rate and features

Investment Property Loans

Diversify and grow your investment portfolio

Testimonials

Hans is the most passionate and dedicated person to his work that I have ever had the wonderful opportunity to meet. He strives above and beyond to achieve the best possible outcome for his clients. He always finds the time to make himself available without hesitation and his bubbly personality and exciting nature will bring a smile to your face

YOLANDA christodoulou

I've had the pleasure of using Uniik Finance for many of my purchases, Hans' is always fantastic. He knows the business very well, he's very thorough and diligent to make sure a successful loan and settlement. Highly recommended.

D Dang

What can I possibly say about Hans And my experience with him!
Extremely competitive ,Professional and efficient
I recently refinanced my home loans where Uniik finance who did all the hard work of finding the best possible loan for my circumstances , when I realised my interest rate had become really uncompetitive due to my old lender not passing through rate cuts and even increasing my rates by small bits here and there over the years. By getting Hans to look into my portfolio and moving me to another loan provider who was able to reduce my rate from well above 6% to just 3.82 %, which adds up to a lot of dollars saved every year. The initial application with with Uniik finance was very easy.
There was no hassle and the time involved was well worth the savings!
Hans has been great to deal with, both through the application and with day to day stuff.Thank you again
Highly recommended.

Mena Abdelmessih

I would like to thank Hans and staff for always being avaliable for any financial needs home loans. Very proffessional, l highly recommend Hans and team. They make a life changing expierence very easy. Thank you for such a easy process

Jason Cox

I am a licensed conveyancer and I have been dealing with Hans for over 20 years now. He offers an upmost professional service to all of my clients and I would not hesitate for a moment to use his services. he has great relationships with many banks and I truly believe he will find you the best deal in town! Great job Hans and the team at Uniik Finance

Rebecca Aquilina-Borg

We highly recommend them, very professional from the start until the end, we are extremely pleased with how everything was managed and every question we had was answered so professionally and put us at ease. Always available when we needed them. Thank you, Hans & team, for the effort and the hard work you’ve put in and making it happen for us.

Zora Spirkoska