Refinance - Uniik Finance

Refinance

There are a variety of reasons to think about home loan refinancing.

This can include:

Consolidating debts to take advantage of lower interest rates
Covering the cost of home renovations or a new home build
Finding a better deal to save on interest and reduce repayment

When considering refinancing your home loan, there are many factors to think about; it’s not just about the interest rate, you need to consider any other costs such as entry or exit fees, application fees and ongoing bank charges.

What brokers do and how could they benefit you?

A mortgage broker is a professional who can liaise with lenders on your behalf to get you a home loan. Brokers have access to a variety of different lenders and loans and will help you choose a product that best suits your unique financial situation. At Uniik Finance, brokers will take time to get understand you and assess your financial situation by analysing your spending habits, income, previous and current debts. This will allow us to determine your borrowing power and serviceability. Afterwards, we can look at and compare the features and benefits of all options from a variety of different lenders to obtain a loan that will meet your current and future goals.

Is this the right time to refinance?

Call us to discuss your current financial situation and refinancing goals, i.e: equity, better deals, etc.

Examine & compare all your loan options

We’ll explain all the features and benefits from all banks and lenders, to choose the right loan for you.

Streamline the loan application process

At this stage, we’ll assist with application forms and submit the loan faster.

We have your long term interests at heart

We will stay in touch to review your loan to ensure it’s still meeting your future financial plans.

What to bring to your meeting:

PAYG applicants to provide two recent payslips or Tax Returns
Self employed applicants need to provide last two years Tax Returns
Bank statements showing genuine savings
Last 3-6 months Home Loan / Investment Loan Statements
Identification documents e.g. Driver Licences

How does it work?

Call us for an appointment to discuss your current financial position and goals
We will find the best lender and product to suit your needs and complete the necessary application forms
If property already purchased, a valuation of the property may be ordered before application is submitted
Your application will be submitted and an approval obtained in a timely manner
(Full Approval for property already purchased or Pre-Approval for finance to purchase a property)
We’ll stay in touch and keep you updated right through to settlement

All fields are required, we ask the below information so we may contact you and help you in the best possible way for your needs. We respect your privacy, the below information is not kept or shared.

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Hans is the most passionate and dedicated person to his work that I have ever had the wonderful opportunity to meet. He strives above and beyond to achieve the best possible outcome for his clients. He always finds the time to make himself available without hesitation and his bubbly personality and exciting nature will bring a smile to your face

YOLANDA christodoulou

I've had the pleasure of using Uniik Finance for many of my purchases, Hans' is always fantastic. He knows the business very well, he's very thorough and diligent to make sure a successful loan and settlement. Highly recommended.

D Dang

What can I possibly say about Hans And my experience with him!
Extremely competitive ,Professional and efficient
I recently refinanced my home loans where Uniik finance who did all the hard work of finding the best possible loan for my circumstances , when I realised my interest rate had become really uncompetitive due to my old lender not passing through rate cuts and even increasing my rates by small bits here and there over the years. By getting Hans to look into my portfolio and moving me to another loan provider who was able to reduce my rate from well above 6% to just 3.82 %, which adds up to a lot of dollars saved every year. The initial application with with Uniik finance was very easy.
There was no hassle and the time involved was well worth the savings!
Hans has been great to deal with, both through the application and with day to day stuff.Thank you again
Highly recommended.

Mena Abdelmessih